A consumer can request his / her credit history anytime. вЂњEnacted in 1971 to safeguard U.S. customers, the Fair and Accurate Credit Transaction Act entitles people to at least one free credit file every year from each one of the three primary credit agencies,вЂќ Ross claims.
Also, customers can access their credit history by:
вЂњYou may also get the credit file at no cost from Credit Karma or possibly during your bank card business (numerous offer cardholders free reports),вЂќ says Brandon Yahn, founder of figuratively speaking Guy, an university funding internet site. […]